CIBIL score is a three-digit numerical representation of a borrower’s financial behaviour and creditworthiness. There is a significant role of CIBIL score in a loan application process. A higher CIBIL score increases the likelihood of the loan application getting considered and approved by lenders.  Hence, in order to ensure quick loan approvals, borrowers must conduct […]

The National Pension System (NPS) is a government-backed retirement saving initiative in India which is primarily designed to enable systematic saving during an individual’s working life. The objective is to offer a satisfactory retirement income through a mix of smart, market-based returns. Introduction of NPS was a significant move by the Indian government to establish […]