10 everyday payments you can easily do through a UPI app
Digital payments in India have seen a massive transformation with the introduction of UPI. Whether you are shopping online, clearing utility bills, or looking to pay rent, UPI has made transactions quicker, easier, and more secure. The best thing about UPI is that you need not install multiple apps.
With just one of the best UPI app options on your phone, you can handle almost every type of daily payment. Here are different types of payments you can make using any standard UPI app:
- Mobile recharge
A very common and handy use of UPI is mobile recharge. Whether a prepaid or postpaid plan, you can immediately recharge your number with the amount or plan of your choice using your UPI-enabled app.
- Pay rent
Today, even landlords prefer digital payments. You can pay rent directly to your landlord’s bank account via UPI. Simply enter their UPI ID or scan their QR code to transfer the rent securely, eliminating the need for cash or cheques.
- Electricity and water bills
Paying utility bills has never been this effortless. You can pay your bills, such as electricity, water, and gas bills, through UPI apps by entering your consumer number and verifying the bill amount. It is fast and safe, and you get instant confirmation.
- DTH and internet payments
You can recharge your DTH account or pay for broadband and internet services through a UPI app. Most apps let you choose your service provider, view available plans, and make the payment within seconds.
- Credit Card bill payments
Managing finances includes clearing your Credit Card dues. With UPI, you can pay your Credit Card bills directly through your app, either by entering the card details or selecting your bank as the biller.
- School and college fees
Many educational institutions now accept digital payments. From admission fees to monthly tuition payments, you can use your UPI app to transfer the amount directly to the institution’s account.
- Grocery and shopping payments
Whether at a supermarket, mall, or local Kirana store, you can make payments by simply scanning the QR code provided at the counter. It is the most common use of UPI in everyday life.
- Dining and food delivery
You can pay your restaurant bill or clear payments to food delivery personnel via UPI. Most places have adopted QR codes or UPI IDs, making the payment process quick and contactless.
- Fuel payments
Petrol pumps and gas stations now accept UPI. No need to handle change or swipe cards. Just scan the code, enter the amount, and pay instantly.
- EMI or Loan payments
Many UPI apps help you pay EMIs or small Loans directly through their platform. Simply select the lender, enter the Loan account number, and pay without visiting the bank.
Conclusion
With so many features bundled into one platform, it is no wonder that UPI has become India’s preferred method for digital payments.
