SBI Card PULSE: A Perfect Credit Card for Fitness and Lifestyle Benefits
SBI Card PULSE is a specially designed credit card that offers amazing benefits to fitness enthusiasts and those who love a healthy lifestyle. This credit card is issued by SBI Card, one of India’s most trusted credit card providers. With features like free gym memberships, exclusive rewards, and travel benefits, SBI Card PULSE is a great choice for those looking for a credit card that matches their active lifestyle.
Key Features of SBI Card PULSE
- Welcome Benefits
- Get a complimentary FitPass Pro Membership worth ₹5,000, which includes access to gyms, yoga classes, and other fitness services.
- Receive ₹1,500 worth of e-gift vouchers as a welcome gift upon joining.
- Reward Points
- Earn 2 Reward Points for every ₹100 spent on regular purchases.
- Get 5X Reward Points for every ₹100 spent on pharmacy and dining expenses.
- Milestone Benefits
- Spend ₹4 lakh annually and get an e-gift voucher worth ₹1,500.
- Get an annual renewal fee waiver on spending ₹2 lakh in a year.
- Fitness and Lifestyle Benefits
- Enjoy free one-year FITPASS Pro membership that gives access to over 4,000 gyms and fitness centers.
- Get a complimentary Netmeds e-voucher worth ₹750 for medical purchases.
- Travel and Lounge Access
- Avail four complimentary domestic airport lounge visits per year.
- Enjoy 1% fuel surcharge waiver on fuel transactions between ₹500 to ₹4,000 at petrol pumps across India.
- Insurance Coverage
- Get personal accidental insurance cover of ₹20 lakh.
- Avail air accident insurance coverage of ₹50 lakh.
- Complimentary fraud liability cover of ₹1 lakh.
- Other Exclusive Benefits
- Easy EMI options for purchases made using SBI Card PULSE.
- Contactless payments for hassle-free transactions.
- Worldwide acceptance at millions of merchants and online platforms.
SBI Card PULSE Fees and Charges
| Fee Type | Charges |
|---|---|
| Joining Fee | ₹1,499 + GST |
| Renewal Fee | ₹1,499 + GST (waived on spending ₹2 lakh annually) |
| Foreign Currency Markup | 3.5% of the transaction value |
| Cash Advance Fee | 2.5% (minimum ₹500) |
How to Apply for SBI Card PULSE?
Applying for SBI Card PULSE is easy and can be done online or offline. Follow these steps:
- Online Application
- Visit the official SBI Card website.
- Click on SBI Card PULSE and select “Apply Now”.
- Fill in the required details such as name, phone number, and income details.
- Upload the necessary documents like Aadhaar, PAN, and income proof.
- Submit the application and wait for verification.
- Offline Application
- Visit the nearest SBI branch.
- Fill out the credit card application form.
- Submit the required documents.
- The bank will process your request and approve the card if you meet the eligibility criteria.
Eligibility Criteria for SBI Card PULSE
To apply for SBI Card PULSE, you need to meet the following criteria:
- The applicant must be between 21 and 65 years old.
- Must be a salaried or self-employed individual with a stable income.
- A good credit score (preferably 750 or above) is recommended.
Who Should Get SBI Card PULSE?
SBI Card PULSE is best suited for:
- Fitness lovers who want free access to gyms and fitness centers.
- Travelers who need airport lounge access and travel insurance.
- Online shoppers who frequently shop for pharmacy and lifestyle products.
- People looking for high reward points on their daily expenses.
Final Verdict
SBI Card PULSE is a great credit card for individuals who focus on health and lifestyle benefits. With free gym memberships, high reward points, insurance benefits, and travel perks, this card offers excellent value for money. If you are looking for a credit card that supports your active lifestyle, SBI Card PULSE is the perfect choice.
Do you have any questions about SBI Card PULSE? Let us know in the comments below
